Canadian Interest Rates to Stay Fixed

The current level of interest rates is to hold at 0.25% after the last rate disclosure in October by the Bank of Canada. This judgment was exactly what specialists conclude to be the way forward for Canada.

The figure has been kept at record lows for half a year now and the Bank wants to keep it fixed at least till June 2010. As any real estate agent would tell you, one of the main factors in the property market recovery and continued prosperity in that area are these low interest rates.

Sadly there is always a few that call for interest rate increases. Huge bubbles around the planet made individuals cautious. A lot of people feel the best way to stop the bubble before it explodes is to hike interest rates. Many specialists still believe that despite rising prices and these bubbles forming it would be a mistake to increase interest rates at this moment in time.

The most substantial reason is the confirmed growth of the GDP, which doesn’t seem to be following the BoC forecast of a 2% rise in the third quarter of 2009 (August growth was -0.1%). Furthermore, the trade deficit is at a record high, what indicates a more arduous recovery for domestic industry.

At this time there is also no evidence that leveraging is on the rise, whilst this has its risks, it’s also a sign that the market is more secure. Inflation is close to -1%, leaving all worries behind for now. The other consideration, is all this is the property market, which doesn’t seemed to have crashed as predicted. Real Estate prices are rising nicely with a good supply on offer on realtors books. The prices are following a sharp increase in real demand, which was boxed up during last winter’s slowdown.

It’s more than feasible that the Bank of Canada will not break its assurance and will hold down interest rates for at least eight more months. Encouraging news for home buyers!

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